If you are finding it difficult to obtain loans from the traditional money lenders, you can visit Cash America for short-term loans because the company is founded with an aim for providing financial solutions to the under-banked population. The company is meeting short-term capital needs of the people in America and also in the United Kingdom, Canada and Australia. In addition, the company is also in the forefront in providing ample job opportunities.
The history of Cash America started in 1983, when the first Cash America Pawn was opened in Irving, Texas for serving the under-banked population with short-term financial help. In 1984, the company was incorporated as Cash America Investments, Inc, and initial public offering (IPO) was on January 1987. The company got listed on the New York Stock Exachnage4 (NSE) under the ticker symbol “PWN” on August 1990. Today, the shares of the company are traded under the symbol, CHS.
Over the years, the company expanded rapidly and operated through 1000 locations in the US and Mexico and online in Canada, United Kingdom and Australia. The company operates via different brand names including Cashland and Payday Advance, Cash America Pawn and Super Pawn, Prenda Fácil, QuickQuid and others. Toda, Cash America is the country’s largest pawnshop chains.
There also 200 stores together with few of the locations that offer short-term cash advances under Cashland and Cash America Payday Advance. Short-term cash advances are also offered via Internet through its main subsidiary and brands in the United States, Canada and Australia.
Products and Services
The company is offering a number of different products services that include both financial and non-financial. The products and services provided by the company can be summed up as follows:
Loan Options –
Pawn Loans, Auto Equity Loans and Cash Advances
Retails Stores -30-Day Guarantee, Gun Sales and Auction Arms, Layaway Program, Jewellery
Financial Services –
Prepaid Visa, Western Union, Insurance, Check Cashing, Tax Filing Services and Gold Buying
Working Hours – The operating hours of the company is Monday-Friday: 9:00am-7:00pm; Saturday: 9:00am-5:00pm. It remains Closed Sunday
Minimum Age to Work at Cash America – The minimum working age is 18 years.
Corporate Head Office – of the company is located at 1600 West 7th Street, Fort Worth, TX 76102.
There are tremendous career building opportunities for talented and enthusiastic professionals in Cash America corporate Field Support Center in Fort Worth, Texas, over 1000 field locations and online lending subsidiary Enova Financial. In addition to attractive salary, the employees also enjoy attractive work Benefit package.
The important positions that can be applied include Human Resources, Analytics, Marketing, Accounting and Finance, Data Services, Operations, Strategy and Ops & Product Management, Legal and Compliance, IT and Call Centres.
Cash America Pawn – Current Opening – 28th April, 2013
Assistant Manager – Job Summary
- Oversee everyday operations of the pawnshop
- Development of all shop associates
- Achieve financial targets
- Meeting customer relation and company standards
- Hiring and retention of personnel
- Set up customer friendly atmosphere
- Safe management of pawned merchandise and ensure safety
Cash America Job Application process requires the applicant to get first registered with the Cash America career page with username and password. Once you are registered or returning user, you can Login and start a job search. You can begin the job search for field and corporate positions with given State and City/Metro keywords, Zip Code and Distance.
For positions at Enova financial, the applicant has to submit resume for the desired positions. The submission of email address and the password is necessary when submitting a resume or updating it. The applicant can gain access by clicking “Check Records”. One can log browse Enova careers page to complete these requirements.
The candidates can also Sign-up and create their own Job Agent to search positions and for identifying the prospective matches matching the skill of the applicant.
The Job agent offers options for job positions Search, Identify Prospective Matches, Upload Resume and Job Alerts.
The resume of the applicants are reviewed by the HR Team or management team, and if your skills matches with the applied position requirements, you will be contacted over for in person or telephone screening. Once, you clear this stage, you will be contacted for in person interview with the shift in-charge, department head and management team.
Cash America Benefits
The full-time or part-time employees are provided attractive Benefit plan Starbridge from the first day of employment. The plan includes dental, medical, critical illness and accident insurance, Short- and long-term disability, vision, health care and dependent care and life insurance benefits.
In addition, they are eligible for Lifestyle Benefits such as 401 (k) matching program, merchandise discounts, bank account or pre-paid debit card direct deposit, paid holidays and vacations and Sick/personal time, Employee assistance program, travel assistance and group legal plan. After the completion of 6 months employment, the full-time employees are eligible for the complete medical benefit plan.
Cash America Potential Interview Questions
- Tell me about yourself?
- How would you compensate your lack of experiences?
- Why do you choose this position?
- What attracts you in Cash America?
- What did you achieve in your last company?
- What made you leave your last job?
- Are you comfortable working in a team?
- How would you tackle a customer who is not satisfied?
- Do you have experience in retail and financial product selling?
- Describe your work style.